:root {
  color-scheme: dark;
  --bg: #070809; --z1: #0d0f14; --z2: #111419; --z3: #161a22;
  --line: rgba(255,255,255,.08); --line2: rgba(255,255,255,.14);
  --muted: rgba(255,255,255,.56); --body: rgba(255,255,255,.72); --ink: rgba(255,255,255,.93);
  --teal: #00c9a7; --teal-soft: rgba(0,201,167,.1); --amber: #f0a000; --amber-soft: rgba(240,160,0,.09);
  --focus: rgba(0,201,167,.3); --shadow: 0 20px 55px rgba(0,0,0,.28);
  --display: 'Outfit', 'Avenir Next', 'Segoe UI', Helvetica, Arial, sans-serif;
  --mono: "SFMono-Regular", Consolas, "Liberation Mono", monospace;
  --radius-sm: 7px; --radius-md: 10px; --radius-lg: 12px;
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { min-width: 320px; margin: 0; color: var(--body); background: radial-gradient(ellipse 58% 34% at 64% 0%, rgba(0,201,167,.055), transparent 68%), var(--bg); font-size: 13px; font-weight: 350; line-height: 1.6; }
button, input, select { font: inherit; }
a { color: inherit; }
.skip-link { position: fixed; top: 8px; left: 8px; z-index: 100; padding: 9px 13px; border-radius: 5px; color: #001a16; background: var(--teal); transform: translateY(-150%); }
.skip-link:focus { transform: none; }

.site-header { position: sticky; top: 0; z-index: 20; border-bottom: 1px solid var(--line); background: rgba(7,8,9,.91); backdrop-filter: blur(18px); }
.nav { display: flex; align-items: center; justify-content: space-between; gap: 20px; width: min(1180px, calc(100% - 40px)); min-height: 56px; margin: 0 auto; }
.brand { display: flex; align-items: center; gap: 11px; font-family: var(--mono); font-size: 10px; font-weight: 500; letter-spacing: .22em; text-decoration: none; text-transform: uppercase; }
.brand-mark { display: grid; width: 30px; height: 30px; place-items: center; border-radius: 50%; color: #001a16; background: var(--teal); font-family: var(--display); font-size: 13px; font-weight: 700; }
.nav-context { display: flex; align-items: center; gap: 12px; color: var(--muted); font-size: 11px; font-weight: 450; }
.secure-badge { display: flex; align-items: center; gap: 6px; padding: 6px 9px; border: 1px solid rgba(0,201,167,.12); border-radius: 999px; color: var(--teal); background: var(--teal-soft); font-family: var(--mono); font-size: 8px; font-weight: 500; letter-spacing: .06em; text-transform: uppercase; }
.secure-badge svg { width: 13px; fill: none; stroke: currentColor; stroke-width: 1.6; }

main { width: min(1180px, calc(100% - 40px)); margin: 0 auto; padding: 34px 0 30px; }
.hero { display: grid; grid-template-columns: minmax(0,1.35fr) minmax(280px,.65fr); gap: 36px; align-items: end; margin-bottom: 24px; }
h1, h2, p { margin-top: 0; }
h1, h2 { color: var(--ink); font-family: var(--display); font-weight: 300; }
h1 { max-width: 700px; margin-bottom: 13px; font-size: clamp(32px,4vw,46px); line-height: 1.04; letter-spacing: -.022em; }
h2 { margin-bottom: 6px; font-size: 23px; line-height: 1.12; letter-spacing: -.012em; }
.eyebrow { margin-bottom: 9px; color: var(--teal); font-family: var(--mono); font-size: 8px; font-weight: 500; letter-spacing: .17em; text-transform: uppercase; }
.hero-copy { max-width: 720px; margin-bottom: 0; color: var(--muted); font-size: 15px; font-weight: 350; line-height: 1.7; }
.assurance-note { display: grid; grid-template-columns: 30px 1fr; gap: 11px; padding: 15px; border: 1px solid rgba(0,201,167,.18); border-radius: var(--radius-md); background: rgba(0,201,167,.055); }
.assurance-icon { display: grid; width: 28px; height: 28px; place-items: center; border-radius: 50%; color: #001a16; background: var(--teal); font-weight: 800; }
.assurance-note strong { display: block; margin-bottom: 4px; color: var(--ink); font-weight: 500; }
.assurance-note p { margin: 0; color: var(--muted); font-size: 11px; line-height: 1.55; }

.calculator-layout { display: grid; grid-template-columns: 390px minmax(0,1fr); gap: 16px; align-items: start; }
.panel { border: 1px solid var(--line); border-radius: var(--radius-lg); background: var(--z1); box-shadow: var(--shadow); }
.inputs-panel { position: sticky; top: 72px; padding: 22px; }
.section-heading > p:last-child { margin: 0; color: var(--muted); font-size: 11px; line-height: 1.5; }
#scenarioForm { display: grid; gap: 21px; margin-top: 21px; }
.profile-grid { display: grid; grid-template-columns: 1fr; gap: 12px; min-width: 0; }
.profile-grid > * { min-width: 0; }
.full-width-control { grid-column: 1 / -1; }
.control-group { display: grid; gap: 8px; min-width: 0; }
.compact-control { align-content: start; }
.compact-control select { min-height: 42px; padding-right: 32px; overflow: hidden; font-size: 11px; text-overflow: ellipsis; white-space: nowrap; }
.profile-note { margin: -13px 0 0; color: var(--muted); font-family: var(--mono); font-size: 8px; line-height: 1.5; }
.control-heading { display: flex; align-items: center; justify-content: space-between; gap: 10px; }
.control-heading span { color: var(--muted); font-family: var(--mono); font-size: 8px; font-weight: 500; letter-spacing: .1em; text-transform: uppercase; }
label { color: var(--ink); font-size: 11px; font-weight: 500; }
.currency-field { position: relative; }
.currency-field > span { position: absolute; top: 50%; left: 13px; max-width: 32px; overflow: hidden; color: var(--muted); font-family: var(--mono); font-size: 11px; transform: translateY(-50%); }
.currency-field input { padding-left: 48px; font-family: var(--mono); font-size: 14px; }
input, select { width: 100%; min-width: 0; min-height: 44px; border: 1px solid var(--line2); border-radius: var(--radius-sm); padding: 0 13px; color: var(--ink); background: rgba(255,255,255,.035); font-weight: 450; }
select { overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
input:focus-visible, select:focus-visible, button:focus-visible, summary:focus-visible, a:focus-visible { outline: 3px solid var(--focus); outline-offset: 2px; }
input[aria-invalid="true"] { border-color: var(--amber); }
.range { min-height: 22px; padding: 0; border: 0; accent-color: var(--teal); background: transparent; cursor: pointer; }
.range:focus-visible { outline-offset: 4px; }
.range-labels { display: flex; justify-content: space-between; color: var(--muted); font-family: var(--mono); font-size: 8px; }
.field-note, .field-error { margin: 0; font-size: 9px; line-height: 1.5; }
.field-note { color: var(--muted); }
.field-error { min-height: 0; color: var(--amber); font-weight: 500; }
.field-error:empty { display: none; }
.bank-control select { margin-top: 1px; }
.exposure-controls { display: grid; gap: 9px; min-width: 0; margin: 0; border: 1px solid var(--line); border-radius: var(--radius-sm); padding: 14px; }
.exposure-controls legend { padding: 0 5px; color: var(--teal); font-family: var(--mono); font-size: 8px; font-weight: 500; letter-spacing: .13em; text-transform: uppercase; }
.exposure-row { display: flex; align-items: center; justify-content: space-between; gap: 12px; }
.exposure-row output { color: var(--teal); font-family: var(--mono); font-size: 10px; }
.exposure-controls .range { margin-bottom: 4px; }
.exposure-controls input[type="number"] { min-height: 40px; font-family: var(--mono); font-size: 12px; }
.model-stamp { display: grid; gap: 3px; margin-top: 20px; padding: 13px; border: 1px solid var(--line); border-radius: var(--radius-sm); background: var(--z2); }
.model-stamp span { color: var(--teal); font-family: var(--mono); font-size: 8px; font-weight: 500; letter-spacing: .14em; text-transform: uppercase; }
.model-stamp strong { color: var(--ink); font-size: 11px; font-weight: 500; }
.model-stamp small { color: var(--muted); font-size: 9px; }
.model-stamp .preview-state { margin-top: 6px; padding-top: 7px; border-top: 1px solid var(--line); color: var(--teal); }

.results-column { display: grid; gap: 16px; min-width: 0; }
.results-overview { overflow: hidden; padding: 24px; }
.results-overview::before { content: ""; display: block; height: 3px; margin: -24px -24px 22px; background: var(--teal); }
.results-topline { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 18px; }
.scenario-status { display: inline-flex; align-items: center; gap: 7px; padding: 6px 9px; border-radius: 999px; color: var(--teal); background: var(--teal-soft); font-family: var(--mono); font-size: 8px; font-weight: 500; text-transform: uppercase; }
.scenario-status i { width: 6px; height: 6px; border-radius: 50%; background: var(--teal); box-shadow: 0 0 0 4px rgba(0,201,167,.1); }
.hero-metrics { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 10px; }
.metric { min-height: 145px; padding: 18px; border: 1px solid var(--line); border-radius: var(--radius-md); }
.waste-card { background: var(--amber-soft); }
.savings-card { background: var(--teal-soft); }
.metric span { display: block; min-height: 26px; color: var(--muted); font-family: var(--mono); font-size: 8px; font-weight: 500; letter-spacing: .1em; line-height: 1.45; text-transform: uppercase; }
.metric strong { display: block; margin-top: 12px; font-family: var(--mono); font-size: clamp(26px,3vw,37px); font-weight: 400; line-height: 1; letter-spacing: -.045em; font-variant-numeric: tabular-nums; }
.waste-card strong { color: var(--amber); }
.savings-card strong { color: var(--teal); }
.metric small { display: block; margin-top: 11px; color: var(--muted); font-size: 10px; line-height: 1.4; }
.net-cost-line { display: flex; align-items: center; justify-content: space-between; gap: 15px; margin-top: 12px; padding: 11px 13px; border: 1px solid var(--line); border-radius: var(--radius-sm); color: var(--muted); background: rgba(255,255,255,.02); font-size: 10px; }
.net-cost-line strong { color: var(--ink); font-family: var(--mono); font-size: 11px; font-weight: 500; white-space: nowrap; }
.scenario-facts { display: grid; grid-template-columns: repeat(3,1fr); gap: 8px; margin-top: 8px; }
.scenario-facts div { min-width: 0; padding: 10px 11px; border: 1px solid var(--line); border-radius: var(--radius-sm); background: rgba(255,255,255,.015); }
.scenario-facts span, .scenario-facts strong { display: block; }
.scenario-facts span { color: var(--muted); font-size: 8px; }
.scenario-facts strong { overflow: hidden; margin-top: 3px; color: var(--ink); font-family: var(--mono); font-size: 10px; font-weight: 500; text-overflow: ellipsis; white-space: nowrap; }

.comparison-section { padding: 23px; }
.horizontal-heading { display: flex; align-items: flex-end; justify-content: space-between; gap: 20px; margin-bottom: 18px; }
.legend { display: flex; gap: 13px; color: var(--muted); font-size: 9px; white-space: nowrap; }
.legend span { display: flex; align-items: center; gap: 5px; }
.legend i { width: 7px; height: 7px; border-radius: 50%; }
.legacy-dot { background: var(--amber); } .modern-dot { background: var(--teal); }
.comparison-table { width: 100%; overflow: hidden; border: 1px solid var(--line); border-radius: var(--radius-md); }
.comparison-header, .comparison-row, .comparison-total { display: grid; grid-template-columns: minmax(145px,1fr) minmax(130px,1.15fr) 100px 100px; gap: 12px; align-items: center; }
.comparison-header { padding: 10px 14px; color: var(--muted); background: var(--z3); font-family: var(--mono); font-size: 7px; font-weight: 500; letter-spacing: .1em; text-transform: uppercase; }
.comparison-header span:nth-last-child(-n+2) { text-align: right; }
.comparison-row { padding: 13px 14px; border-top: 1px solid var(--line); background: rgba(255,255,255,.015); }
.category strong, .category small { display: block; }
.category strong { color: var(--ink); font-size: 10px; font-weight: 500; }
.category small { margin-top: 3px; color: var(--muted); font-size: 8px; line-height: 1.4; }
.bar-stack { display: grid; gap: 5px; }
.bar { height: 6px; overflow: hidden; border-radius: 999px; background: var(--z3); }
.bar i { display: block; height: 100%; border-radius: inherit; transition: width 250ms ease; }
.bar.legacy i { background: var(--amber); opacity: .82; } .bar.modern i { background: var(--teal); }
.cell-money { text-align: right; font-family: var(--mono); font-size: 10px; font-weight: 500; font-variant-numeric: tabular-nums; }
.comparison-total { padding: 13px 14px; border-top: 1px solid var(--line); background: var(--z3); font-size: 10px; }
.comparison-total strong:nth-last-child(-n+2) { text-align: right; font-family: var(--mono); }
details { margin-top: 15px; color: var(--muted); font-size: 10px; line-height: 1.55; }
summary { width: fit-content; cursor: pointer; color: var(--ink); font-weight: 500; }
.formula-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; margin-top: 12px; }
.formula-grid div { padding: 11px; border: 1px solid var(--line); border-radius: var(--radius-sm); background: var(--z2); }
.formula-grid strong, .formula-grid span { display: block; }
.formula-grid strong { margin-bottom: 3px; color: var(--ink); font-weight: 500; }
.assumption-disclaimer { margin: 9px 0 0; font-size: 9px; }

.capture-card { display: grid; grid-template-columns: minmax(0,1fr) minmax(280px,.75fr); gap: 24px; padding: 25px; color: var(--ink); background: var(--z2); }
.capture-card .eyebrow { color: var(--teal); }
.capture-card h2 { max-width: 520px; font-size: 24px; }
.capture-copy { display: grid; grid-template-columns: 38px 1fr; gap: 13px; }
.report-icon { display: grid; width: 38px; height: 38px; place-items: center; border: 1px solid var(--line2); border-radius: 50%; color: var(--teal); font-size: 17px; }
.capture-copy p:not(.eyebrow) { max-width: 510px; margin-bottom: 15px; color: var(--muted); font-size: 11px; line-height: 1.55; }
.trust-row { display: flex; flex-wrap: wrap; gap: 11px; color: var(--muted); font-size: 8px; }
.capture-form { display: grid; align-content: start; }
.capture-form label { margin: 0 0 5px; }
.capture-form input { border-color: var(--line2); }
.capture-form .field-note { margin: 4px 0 0; }
.capture-form .field-error { margin: 4px 0 8px; color: var(--amber); }
.capture-form .field-error:empty { display: block; min-height: 8px; margin: 0 0 4px; }
.primary-button { display: flex; align-items: center; justify-content: space-between; gap: 10px; min-height: 47px; margin-top: 4px; border: 0; border-radius: var(--radius-sm); padding: 0 14px; color: #001a16; background: var(--teal); font-family: var(--mono); font-size: 8px; font-weight: 600; letter-spacing: .04em; text-transform: uppercase; cursor: pointer; }
.primary-button:hover { background: #1bd8b8; }
.primary-button:disabled { cursor: wait; opacity: .68; }
.privacy-note, .form-status { margin: 8px 0 0; color: var(--muted); font-size: 8px; line-height: 1.45; }
.form-status { color: var(--teal); }
footer { padding: 26px 0 8px; color: var(--muted); text-align: center; font-size: 9px; line-height: 1.5; }
footer p { margin-bottom: 4px; }

@media (max-width: 960px) {
  .hero, .calculator-layout { grid-template-columns: 1fr; }
  .hero { gap: 20px; } .assurance-note { max-width: 560px; } .inputs-panel { position: static; }
  .profile-grid { grid-template-columns: repeat(3,minmax(0,1fr)); }
}
@media (max-width: 760px) {
  .nav { width: min(100% - 28px,1180px); } .nav-context > span:first-child { display: none; }
  main { width: min(100% - 28px,1180px); padding-top: 28px; }
  h1 { font-size: clamp(30px,9vw,40px); } .hero-copy { font-size: 14px; }
  .profile-grid, .hero-metrics, .formula-grid, .capture-card { grid-template-columns: 1fr; }
  .horizontal-heading { align-items: flex-start; flex-direction: column; }
  .comparison-header { display: none; }
  .comparison-row { grid-template-columns: 1fr auto auto; gap: 9px; }
  .comparison-row .bar-stack { grid-column: 1 / -1; grid-row: 2; }
  .cell-money::before { display: block; margin-bottom: 2px; color: var(--muted); font-family: var(--mono); font-size: 7px; letter-spacing: .08em; text-transform: uppercase; }
  .cell-money.legacy-value::before { content: "Legacy"; } .cell-money.modern-value::before { content: "Modern"; }
  .comparison-total { grid-template-columns: 1fr auto auto; } .comparison-total > span { display: none; }
  .capture-copy { grid-template-columns: 1fr; } .report-icon { display: none; }
}
@media (max-width: 460px) {
  .results-overview, .comparison-section, .capture-card, .inputs-panel { padding: 19px; }
  .results-overview::before { margin: -19px -19px 19px; }
  .results-topline, .net-cost-line { align-items: flex-start; flex-direction: column; }
  .metric { min-height: 135px; } .scenario-facts { grid-template-columns: 1fr; } .trust-row { display: grid; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { scroll-behavior: auto !important; transition-duration: .01ms !important; animation-duration: .01ms !important; animation-iteration-count: 1 !important; }
}
@media print {
  .site-header, .hero, .inputs-panel, .capture-card, footer { display: none; }
  body, main { width: auto; padding: 0; color: #111; background: #fff; }
  .calculator-layout { display: block; } .panel { break-inside: avoid; border: 1px solid #ccc; box-shadow: none; }
}